Secure Today, Prosper Tomorrow

Insurance Solutions for Individuals, Families and Small Businesses

Products We Offer

Term Life
Insurance that covers a particular time term, usually 10, 20, or 30 years, and offers financial protection to beneficiaries if the insured dies during that time.

Whole Life
A form of insurance that provides lifelong coverage, ensuring that beneficiaries get a death benefit payout when the insured dies.

Fixed Annuities
Annuities are financial products that provide a guaranteed stream of income for a set amount of time or for the rest of one’s life in exchange for a lump sum or regular payments.

Group Life
Group Life Insurance is a type of coverage provided by an employer or organization to its members or workers that pays a death benefit to beneficiaries in the event of the insured’s death.

Universal Life
This form of insurance is a versatile type of permanent life insurance that includes both a death benefit and a cash value.

Health Insurance
Health insurance is a type of coverage that helps individuals pay for medical expenses, including doctor visits, prescriptions, and hospital stays.

Group Insurance
Group Insurance is a type of insurance offered by a company or organization to a group of people, such as employees or members.

Disability Insurance
Disability Insurance is a sort of coverage that offers financial support if a person is unable to work due to a disabling disease or injury.

Final Expense Insurance
Final Expense Insurance, also known as Burial Insurance, is designed to cover end-of-life expenses such as funeral costs, burial fees, medical bills, or other outstanding debts.

Supplemental Insurance
Supplemental Insurance provides additional coverage to help with expenses not covered by your primary insurance. These plans offer benefits for unexpected costs related to accidents, critical illnesses, hospital stays, and more.
Long-Term Care
Long-term care insurance helps cover the costs associated with a variety of services designed to meet an individual’s health or personal care needs over an extended period, typically due to aging, chronic illness, or disability. These services can include assistance with activities of daily living, such as bathing, dressing, and medication management, and are provided in various settings such as nursing homes, assisted living facilities, or at home.

Automobile/Vehicle Insurance
Protect your journey with comprehensive automobile insurance. At Opulence Insurance & Annuities, Inc., we offer tailored coverage options designed to fit your lifestyle and needs. Whether you’re commuting to work, running errands, or embarking on a road trip, our policies provide peace of mind and financial protection.

Homeowner’s/Renter’s Insurance
Whether you own it or rent it protect your sanctuary with comprehensive home insurance. We understand that your home is more than just a place to live—it’s where you create lasting memories and feel most secure. These policies are designed to provide peace of mind by safeguarding your property and possessions against unexpected events.

Business/Commercial Insurance
Safeguard your enterprise with comprehensive business insurance solutions. At Opulence Insurance & Annuities, Inc., we recognize the unique challenges and risks that businesses face. Our tailored insurance policies are designed to protect your business assets, employees, and operations, allowing you to focus on growth and success.

Pet Insurance
Protect your furry family members with comprehensive pet insurance. From routine checkups to unexpected emergencies, our plans offer coverage for veterinary care, medications, surgeries, and more. Keep your pets happy and healthy without the worry of high medical bills.

Identity Theft & Fraud Protection
Protect your personal information and financial well-being with comprehensive Identity Theft & Fraud Protection. Coverage offers 24/7 monitoring, alerts for suspicious activity, and expert assistance to restore your identity if it’s ever compromised. Stay one step ahead of threats and safeguard your peace of mind.

Excess & Surplus Lines
When traditional insurance markets can’t meet your needs, Excess and Surplus (E&S) Lines provide coverage for unique, high-risk, or hard-to-place situations. E&S insurance offers flexible solutions for businesses and individuals facing non-standard risks, including complex industries, emerging businesses, unusual property types, or claims loss history.
Surety Bonds
Surety bonds are essential financial tools designed to guarantee the performance, obligations, or compliance of an individual or business. Whether you need a surety bond for compliance, a construction project, or business protection, we are here to help. Contact us today to learn more or request a quote.

Additional Products
In addition to our featured insurance products, we offer a full range of insurance solutions tailored to meet the varied needs of our clients. Our commitment is to help you find the right coverage to protect what matters most, from your future to your assets. With our team by your side, you can feel confident that each aspect of your life is well-protected, whether it’s for planning ahead, securing investments, or preparing for the unexpected.
Please explore our offerings below, and don’t hesitate to reach out with any questions. We’re here to ensure that your experience is seamless and that you receive solutions that are both personalized and dependable.


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